When our family is happy our life becomes wonderful. Guard your family against sudden health expenses with a good family health insurance policy.
Family health insurance policies cover all pre and post hospitalization expenses of the policyholder’s immediate family. The policyholder is paid by the policyholder around prior to 30 – 60 days and post hospitalization of 90 days. Family insurance policy holders also have an advantage of cashless treatment where he is treated cashless.
Who should buy a family insurance?
Individual who are married and want to save the expenses incurred on the money spent on the hospitalisation of the family can opt a family insurance policy. In tough situations where the breadwinner has to pay a huge amount covering the health expenses of the family, an insurance could be a great help.
Facts to choose family insurance
The money we spend on family is the money we spend for future wellbeing. Said that, it is advisable to consider few things to choose the right family insurance for you beloved family.
Cover for individual and his/her family
Cover is the limit up to which the claim for medical expenses can be made. In general, the premium amount paid every interval increases with increase in cover. An individual has to decide the cover and his ability to pay the respective premium
Network hospitals is a vital factor which includes the list of hospitals where the policyholder can claim the expenses or take cashless treatment.
Diseases covered is the number of diseases covered by the policy. This factor is very important to the policyholder has he/she has to know to what expenses can be claimed through the policy.